Centralized, free and secure service for consumers to request annual credit reports.
Under the Fair and Accurate Credit Transactions act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies.
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.
Community legal education presentations offered, as well as over 20 printed booklets on various legal to...
Financial education including monthly workshops to help individuals gain or regain control over their finances. One on one counseling is also available after completing the workshop.
Asset Management Individual Development Account (IDAs) are matched savings accounts which may be used for the purchase of assets such as buying a home, pur...
Foreclosure prevention includes one on one sessions with a counselor to review current status and review possible options. Advocacy services including contacting lenders, reviewing documents, and assisting with completing budget.
Homebuyer education offers monthly workshops to help potential homeowners prepare for homeownership; one-on-one counseling is also available after completing the workshop.
Advocacy services include preparing mortgage plan, review purchase agreements, review credit reports, and assist with correcting incorrect information on credit report...
Offers farmers and ranchers mediation as an effective means to resolve agricultural disputes. The mediation process maintains confidentiality, fosters positive relationships, allows participants a voice in the solution and is cost effective.
Free one-on-one clinics are held monthly at various sites throughout Nebraska. Professionals prov...
Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses bu...
The IOWA MORTGAGE HELP offers free mortgage counseling for homeowners and will help with a third party mediation to help get modifications on home loans. Works in conjunction with Iowa Legal Aid if legal services are needed during the advocacy process. Free mortgage counseling for homeowners who:
1. Owners who think they may not be able to mak...
Debt counseling at low cost.
Pre-filing bankruptcy counseling.
Help interpreting credit reports.
Housing education and counseling.
Community education and speaker's bureau, educational information for companies experiencing layoffs.
Credit counseling offered free and confidentially regarding credit card, medical, and other types of debt. Offers budget counseling and a debt management program where many credit card companies will stop or reduce interest and late fees.
3-24-2020 - COVID-19 Update:
Legal Aid of Nebraska has extended its office closings to include ALL offices statewide as of 3/17/20. Legal Aid offices will be closed to the public, including all Access to Justice (A2J) Self-Help Centers. Staff will continue to work from home and attend all required court appear...
Personalized, organized program to pay down debts based on the household's budget. Plans focus on financial education/empowerment so that by the time the program is completed, the client is debt free and equipped with the tools to stay out of debt.
MID-IOWA CREDIT COUNSELING, a division of Consumer Credit Counseling, provides the following services: Budget Counseling, Debt Management Plans, Credit Report Review, Voluntary Bill Paying Services, Bankruptcy Counseling and Education, Certified Housing Counseling Agency (Pre-purchase education, Default/foreclosure prevention, Loss Mitigation).